Helping the underprivileged to get self employed
Efficient service delivery through Cutting-Edge Fintech
Innovative Loan Products for the low-income segment and MSMEs
Quick 45 minutes turnaround time for loan pre-approval
Empowering the financially excluded to fulfil their aspirations
Trusted by thousands of micro entrepreneurs
Ramesh struggled as a child growing up in a poor household. He always dreamt of doing something on his own to be able to look after his family and give his children good education. He worked as a helper for a truck driver for a few years before he decided to try his hand at driving Cargo Three-Wheeler to have a better income. He was able to realise his dream of owning a Three-Wheeler by securing a hassle-free loan from JBFC. He is very happy with his new occupation and is planning to buy another Three-Wheeler for his brother in a couple of years time.
Originally belonging to a small village near Katihar, Sanjay shifted to Gaya 5 years ago so that he could make a life for himself, which a small village could not provide given his underprivileged background. He worked as a rikshaw puller to earn a living, but the earnings were not enough to provide his family a reasonable standard of living. He then decided to buy a Three-Wheeler vehicle to enhance his income and was able to do so in a very straight forward manner with the help of JBFC. He says that the pleasure of watching his two children and wife living a better life is priceless.
Having grown up in poverty, Kulwant is a hardworking man and believes in looking ahead in life. Be it from the time he decided to quit his daily wage job working in the farm or the time when he realised that he could only secure his future by working for himself. It was then that he approached JBFC with an application for a loan to buy a Passenger Three-Wheeler, which was pre-approved within 45 minutes and the loan sanctioned within 10 days. He is now proud to be his own boss and earns a decent living.
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